The Washington Senate approved HB 2384, a bill regulating personal vehicle-sharing programs, on Feb. 29 with 44 voting for the bill and 4 against. The bill was sent to the governor on March 2.
Before passing the House on Feb. 10, the bill closely mimicked similar laws in California and Oregon, but now includes a disclosure rule in which there must be “full and clear disclosure of the coverages and coverage limits provided under the program insurance policy.”
Overall, the bill ensures that vehicle owners deciding to share their vehicle through a peer-to-peer program won’t be dropped from their vehicle’s insurance by requiring that peer-to-peer companies provide insurance while the car is in use under the program. The Washington bill states, for example, that “the vehicle owner's insurer has no duty to defend or indemnify any person or organization for liability for any loss that occurs during use of the vehicle pursuant to a program.”
For the full bill as it passed the Washington Legislature, click here.