In Garcia v. Geico General Insurance Co., the 11th circuit U.S. Court of Appeals said that even though the driver of the rental car involved in the crash wasn’t the original renter, the insurance company of the driver is still responsible for coverages.
Though the person driving the rented vehicle wasn’t the original renter, the court ruled that because the original renter gave permission, the insurance company is still responsible for damages.
Who pays next after primary insurance is exhausted, the driver's supplemental insurance or his personal auto insurance?
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